Outsmart fees with 智能刷卡, the bank account built for kids with a debit card.

Now you can trust your kids with their own debit card, without the worry of fees* taking a bite out of your budget. 智能刷卡, they get independence and you get to keep an eye on their spending while they learn how to manage it. Transfer money to your kids in a snap, set up alerts and card lock/unlock and more. 你会得到内心的平静. 他们得到一张借记卡和一个移动银行应用程序.

The joint account that gives you heads up way before they are over theirs.

智能刷卡, your kids get their own debit card that spends like money and eases your mind like gold. With no monthly service fee* when using e-statements, no overdraft fees and card alerts every time they swipe, you can keep a close eye on the account with a heads-up if they are headed over their balance. It’s the checking account with peace of mind when theirs wanders. 今天开启智能刷屏!

手机银行变得便捷.
生日礼物, 津贴, babysitting money—transferring money to your kids is a snap with the 网上正规网投实体 mobile app.

孩子们的收费友好*银行账户.
Seriously—there are no overdraft or monthly service fees when using e-statements and no balance requirements.

他们有自己的借记卡.
It’s the convenience of their card, but under your control.

今天开启智能刷屏!

Now you can trust your kids with the debit card they’ve been wanting without any surprises. Stop by your local 网上正规网投实体 branch to open Swipe Smart and watch your kids surprise themselves on how well they handle money. Parents or a legal guardian must open a joint Swipe Smart account in the minor’s name as a joint owner. This gives you the ability to monitor the account’s balance, 获取实时消费提醒, 并且根据需要轻松地打开或关闭卡片. There is a $25 minimum deposit required to open Swipe Smart.

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*Important Information: Parents or a legal guardian must open a joint Swipe Smart account in the minor’s (under the age of 18) name as a joint owner. Minimum opening deposit of $25 with no monthly service fee and no minimum balance required. There is no monthly service fee for Swipe Smart with e-statements. 然而，纸质报表是2美元.50. Checks cannot be issued for this account and any check presented will be returned unpaid. Any debit card purchases that bring the account’s balance below zero will not be accepted, 除非另有规定, 但无论如何, 不收取透支费. Overdraft services are not available on this account. 网上正规网投实体 ATM fees are free; Non-网上正规网投实体 ATM Transactions: Other institution ATM fees will apply.